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Insurance fraud is as diverse as the types of insurance policies that are available, although it can be classified in two ways as either hard fraud or soft fraud. Soft fraud, which is far more common than hard fraud, is sometimes also referred to as opportunistic fraud. One of the most common forms of insurance fraud is the exaggeration of injuries sustained in an accident. A person who sustained genuine injuries may exaggerate their extent, their effect on their ability to work or enjoy life and the length of time it takes for the injuries to heal. these exaggerations are often made with the intention of receiving a higher amount of money.
Product Fraud is estimated to cost the legitimate owners millions of pounds each and every year. Forgers, imitators and counterfeiters do not just confine themselves to luxury products of international fame, such as watches, cigarette lighters, leather goods, clothing, perfumes and recorded music - motor car parts, aircraft components, pharmaceutical products and computer software programs are all very suitable products for the international imitator and counterfeiter.
Covert listening device’s which are more commonly known as bug’s are normally a combination of a miniature radio transmitter with a microphone . The use of bugs, called bugging, is a common technique in surveillance and in particular industrial espionage. Most bugs transmit information, whether data, video, or voice, using radio waves. The standard counter-measure for bugs of this nature is to search for such an attack with a radio frequency (RF) receiver, although a good working knowledge of RF theory is needed to operate the equipment effectively.